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Iowa taxes income at an effective rate of about 3.80%. A $75,000 salary takes home roughly $58,453 a year — $4,871 a month — after federal tax, Iowa state tax, and FICA. That is the 16th lowest income tax rate of 51 states.
Single filer, standard deduction, no 401(k) contribution. Bi-weekly pay.
| Gross salary | Federal tax | Iowa tax | FICA | Take-home | Per paycheck |
|---|---|---|---|---|---|
| $50,000 | $3,878 | $1,900 | $3,825 | $40,398 | $1,554 |
| $75,000 | $7,960 | $2,850 | $5,738 | $58,453 | $2,248 |
| $100,000 | $13,460 | $3,800 | $7,650 | $75,090 | $2,888 |
| $150,000 | $25,079 | $5,700 | $11,475 | $107,746 | $4,144 |
Estimates use 2026 federal brackets and a simplified flat state rate. Local city taxes, filing status, and pre-tax benefits will change your actual withholding.
At roughly 3.80%, Iowa has the 16th lowest income tax rate of 51 states. The next-lowest is Ohio at 3.50%, and just above it is Nebraska at 3.84%. On a $75,000 salary, Iowa's income tax costs you about $2,850 a year compared with a state that levies none.
Your effective total tax rate on $75,000 — federal, state, and FICA combined — works out to about 22.1%. Contributing to a 401(k) lowers your federal and state taxable income but not FICA, so raising the contribution percentage in the calculator above shows the real trade-off between take-home pay today and retirement savings.